AI Benefits Agent is an AI-powered benefits navigation tool that connects to your existing HR platform — Justworks, Gusto, ADP, Rippling, and more — and helps you understand, optimize, and maximize every benefit you have.
Companies spend thousands of dollars per employee on benefits packages — health insurance, HSAs, 401(k) matching, PTO, dental, vision, life insurance. But most employees don't fully understand what they have, let alone how to maximize it.
The average employee leaves $1,800+ in benefits value on the table every year. Not because they don't care — but because benefits are genuinely confusing, and there's no one to ask at 10pm when you're trying to figure out if you should switch to the HDHP.
HR platforms like Justworks, Gusto, and ADP are great at administering benefits. But they're not built to educate employees or give personalized guidance. That's the gap we fill.
"Should I choose the PPO or HDHP? I don't know the difference."
"Am I getting my full 401(k) match? I'm not sure what I'm contributing."
"How many PTO days do I have? When do they expire?"
"What can I actually spend my HSA on? Is this expense eligible?"
"Open enrollment is in 2 weeks and I have no idea what to pick."
AI Benefits Agent answers all of these — instantly, for free.
We work alongside your existing tools — not instead of them.
Our AI reads your actual benefits data from your HR platform and gives you personalized guidance — not generic advice. Your HSA limit, your 401(k) match, your PTO balance.
We don't sell benefits. We don't earn commissions. We have zero financial incentive to push you toward any particular plan or provider. Our only job is to help you.
No switching platforms. No convincing your HR team. Just connect your existing Justworks, Gusto, ADP, or Rippling account and start getting answers in minutes.
Every benefit you have — explained, optimized, and monitored by AI.
Contribution limits, eligible expenses, investment strategy, tax savings, and deadline alerts.
Employer match maximization, vesting schedules, contribution optimization, and fund guidance.
Real-time balances, accrual rates, expiration alerts, carryover limits, and FMLA guidance.
PPO vs HDHP comparison, open enrollment guidance, coverage explanations, and deductible tracking.
Coverage details, in-network providers, annual maximums, and when to use your benefits.
Coverage amounts, beneficiary guidance, supplemental insurance decisions, and claims support.
Connect in one click. No IT team required.
Justworks
Gusto
ADP
Rippling
Also supports BambooHR, Workday, Paychex, TriNet, and more
Your benefits are unique. Our AI reads your actual plan data and gives you advice specific to your situation.
We read your benefits data to help you. We never sell it, share it, or use it for anything else.
No commissions. No upsells. No salespeople. Just honest AI guidance that's 100% on your side.
Benefits questions shouldn't require a call to HR. Get answers in seconds, any time of day.
Connect your HR platform and start getting personalized AI guidance on your HSA, 401(k), time off, health insurance, and more — in minutes.
Works with Justworks, Gusto, ADP, Rippling, BambooHR, Workday & more